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Microfinance has assumed a seminal importance over the years. It is being considered a major avenue in socio-economic development and also as a tool of financial inclusion. In India, however, steep rates of interest in the field, multiple borrowing by the clients to repay the loans and a spree of suicides by the alleged defaulters have put Microfinance in a bind. Consequently there is a soaring demand for regulating the field. The article traces the efforts of regulating the field of Microfinance in India. In course of discussion the article conjures up a debate that whether regulating the field will ensure greater common good.
Rosane Cavalcante Fragoso, Brasil
Chief Scientific Officer and Head of a Research Group
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