The present study is an effort to make a comparative analysis of the response of the people of Darjeeling and Burdwan in the area of health insurance. As firstly, in both the districts, this study examines the respondents who are aware or not aware about health insurance as well as various sources of awareness; secondly, those who are aware have subscribed for it or not; thirdly, those who have not subscribed what are the reasons behind the same; and lastly are they willing to join and pay for it? If yes then what would be the possible amount? The study was conducted in some selected villages in Burdwan and Darjeeling districts and 200 questionnaires were got filled using bidding game amongst the people in each district. So the total household surveyed is 400. The analyses have been done using multiple regression analysis
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