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Benefits of microfinance services to women group enterprises in kericho town, Kenya

Author: 
Felister Chebet Kurgat
Subject Area: 
Social Sciences and Humanities
Abstract: 

This research study aims at establishing effects of microfinance on women borrowers, this is because it has been noted that, Women play a crucial role in the economic development of their families and communities but certain obstacles such as poverty, unemployment, low income and social discrimination mostly in third world countries have hindered their effective performance of that role. This research is guided by the objectives as; to evaluate the benefits of microfinance to women borrowers, to examine the impact of credits, savings and social capital on women entrepreneurs and to determine the challenges faced by microfinance institutions on their lending rates to women borrowers. This research study is of great significance to the women entrepreneurs, the management of microfinance, the government and the community at large. The following challenges are faced; lack of enough funds, limited time, poor response to questions and weather changes. Case study design will be adopted basing the study on selected women borrowers within Kericho municipality with a target population of 60 respondents of which 30 of them will be sampled. The data will be analyzed both qualitatively and quantitatively. Validity will be achieved through pilot study, reliability will be ensured by discussing the relevance of the research with the supervisor.

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