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Impact of micro finance on socio economic development: an empirical study on selected shgs of coastal districts of Odisha

Author: 
Dr. Chaudhury, S. K. and Misra, D. P.
Subject Area: 
Social Sciences and Humanities
Abstract: 

In today’s development process, rural Self Help Groups (SHGs) are empowered to overcome many of weaknesses. These are created to mobilize the resources of the individual members for their collective economic development; to uplift the living conditions of the poor; to create a habit of savings to utilize local resources, to mobilize individual skills for group’s interest; to create awareness about rights, to assist the members financially at the time of need for entrepreneurship development, to identify problems, analyzing and finding solutions in the group, to act as a media for socio-economic development of the village; to develop linkages with institutions of Micro finance; to organize training for skill development; to help in recovery of loans; to gain mutual understanding to develop trust and self-confidence; to build up teamwork.; to develop leadership qualities and to use as an effective delivery channel for rural credit. In this research paper, the authors attempt to discuss the micro finance and its impact on socio economic development in selected coastal districts of Odisha.

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