The banking industry in India has a huge canvas of history, which covers the traditional banking practices from the time of Britishers to the reforms period. Therefore, banking in India has been through a long journey. Today banking is known as innovative banking. The use of technology has brought a revolution in the working style of the banks. Information Technology has had a positive impact on substitutes for traditional funds movement services. With networking and interconnection new challenges are arising related to security privacy and confidentiality to transactions. In this paper, an attempt is made to explain the changing banking scenario. The study also identifies the challenges and opportunities for the Indian banking sector in changing banking scenario.
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