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Understanding and importance of financial literacy among youth- a review

Author: 
Dr. Renuka Nagarale, Dr. Mandar Todkar, Fatima Shaikh, Maryam Shaikh and Najiya Shaikh
Subject Area: 
Health Sciences
Abstract: 

In recent times of financial turmoil and uncertainity experienced by developed and developing countries, there is growing concern among individuals, governments, regulators, institution and academics about levels of financial literacy. An individual’s level of financial literacy,and the resulting attitudes and behaviors have been shown to have a powerful impact on macroeconomic conditions, especially highlighted during the recent global financial crisis. It can be said that the well being of population depends on how well they are financial literate. Personal financial literacy is associated with success in managing dept, investing in retirements and coping with financial stress.The predictive ability of personal financial knowledge demonstrates the importance of improving the knowledge of college students. Without enough knowledge,you are more likely to make mistakes in the real world. Improving financial literacy strengthen self-determination and improves quality of life. This review will help you understand the importance of financial literacy in your personal life.

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